Notice of Your Financial Privacy Rights Rev. October 2014
WHAT DOES FIRST FEDERAL SAVINGS BANK DO WITH YOUR PERSONAL INFORMATION?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share and protect your personal information. Please read this notice carefully to understand what we do.
The types of personal information we collect and share depend on the produce or services you have with us. This information can include:
When you are no longer our customer, we continue to share your information as described in this notice.
All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons First Federal Savings Bank chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information.
Does First Federal Savings Bank share?
Can you limit this sharing?
For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations or report to credit bureaus.
For our marketing purposes - to offer our products and services to you.
For joint marketing with other financial companies
We don't share.
For our affiliates' everyday business purposes - information about your transactions and experiences.
For our affiliates' everyday business purposes - information about your credit worthiness
We don't share.
For non-affiliates to market to you.
We don't share.
What We Do
How does First Federal Savings Bank protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also maintain other physical, electronic and procedural safeguards to protect this information, and we limit access to information to those employees for whom access is appropriate.
How does First Federal Savings Bank collect my personal information?
We collect your personal information, for example, when you:
We also collect your personal information from others, such as credit bureaus, affiliates or other companies.
Why can't I limit all sharing?
Federal law gives you the right to limit:
State laws and individual companies may give you additional rights to limit sharing.
Companies related by common ownership or control. They can be financial and non-financial companies.
Our affiliates include financial companies such as First Federal Wealth.
Companies not related by common ownership or control. They can be financial and non-financial companies.
First Federal Savings Bank does not share with non-affiliates so they can market to you.
A formal agreement between non-affiliated financial companies that together market financial products or services to you.
First Federal Savings Bank doesn't jointly market.
Other Important Information
For Alaska, Illinois, Maryland and North Dakota customers. We will not share personal information with non-affiliates either for them to market to you or for joint marketing - without your authorization.
For California customers. We will not share personal information with non-affiliates either for them to market to you or for joint marketing - without your authorization. We will also limit our sharing of personal information about you with our affiliates to comply with all California privacy laws that apply to us.
For Massachusetts, Mississippi and New Jersey customers. We will not share personal information from deposit or share relationships with non-affiliates either for them to market to you or for joint marketing - without your authorization.
For Vermont customers - We will not share personal information with nonaffiliates for them to market to you without your authorization and will not share personal information with affiliates or for joint marketing about your credit worthiness - without your authorization.
Privacy Model Disclosure