Holiday Closing: All First Federal Savings Bank branches will be closed May 27 in observance of Memorial Day and will reopen May 28 for regular business hours. ATMs and mobile banking will be available 24/7.


The dream of owning your home will be one of the best investments you make in your lifetime. First Federal Savings Bank offers competitive rates, low closing costs and an experienced team to help you purchase your home or refinance your mortgage.

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Mortgage Loan Options

  • Conventional Fixed Rate
  • Conventional Adjustable-Rate
  • USDA
  • VA
  • FHA
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Documents Needed

To expedite the mortgage approval process, bring these items for application:

  • Photo identification
  • Social security numbers for all borrowers
  • Recent paystubs covering the last 30 days
  • Last two years W-2s
  • Retirement statement (pension/social security)
  • Last two months bank statements (all pages of statements)
  • If self-employed, paid by commission or rental income. Two years of federal tax returns (including all pages and schedules)
  • Fully executed purchase agreement (if buying a home)
  • Current mortgage, insurance and property tax statements on all property currently owned (primary and rental)
  • If applicable, signed divorce decree and marital settlement

If you are planning to build a home, additional construction loan documentation needed:

  • Signed builder's contract
  • Construction specifications/plans and drawings
  • Draw schedule from the builder
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First Federal Savings Bank offers a variety of mortgage products to help you reach your goals. Explore our other options!

Mortgage Refinance

The dream of owning your home will be one of the best investments you make in your lifetime. We have current competitive rates and low closing costs to help you purchase the perfect home for you.

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New Construction

Building a new home? First Federal Savings Bank is here to walk you through the financing. Our team of experienced mortgage loan officers will walk you through the details of a loan that will cover all of the construction costs.

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Home Equity & Home Improvement

Let your home equity work for you. A home equity loan is a great flexible way to utilize the equity in your home to achieve your goals and start new projects.

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