Board Of Directors

The Board of Directors of First Federal Savings Bank currently has six members. Learn more about each of our board members.

Steve
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Stephen E. Zahn

Chairman of the Board

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Steve
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Stephen E. Zahn

Chairman of the Board

Stephen E. Zahn, Chairman of the Board of Directors has been with First Federal Savings Bank since May of 1964. Steve is a graduate of Marquette University.

Steve currently serves as Chairman of the Board of the Peabody Retirement Community, Board member of the Huntington University Foundation, member of the Huntington University Finance Committee, YMCA Foundation, and Huntington County Community Foundation. In 1990, Steve was named "Chief of the Flint Springs Tribe", Huntington County's most prestigious award for community service.

With 46 years in banking, Steve has served as Chairman of the Indiana League of Savings Institutions, past board member of the Federal Home Loan Bank of Indianapolis and served on the board of the American Community Bankers in Washington, D.C.

Steve and his wife, Alyce, are life-long residents of Huntington County. They have four grown children and eleven grandchildren and attend SS Peter & Paul Catholic Church, where Steve serves on the Finance Committee.

Mike
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Michael S. Zahn

Chief Executive Officer, President

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Mike
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Michael S. Zahn

Chief Executive Officer, President

Michael Zahn is the third generation of Zahn's to hold the title of President and CEO at First Federal Savings Bank. Michael began his career with First Federal in 1996. He became a Senior Vice President and was elected to the Board of Directors in 2000. In 2005, he was appointed as President of the institution and in January 2011, appointed Chief Executive Officer.

Michael holds a bachelor of arts degree from Indiana University and graduated Cum Laude with a master of business administration degree from the University of Notre Dame. Zahn is a past President of the Indiana Banking Association, the local Optimist Club, Junior Achievement, YMCA, the Bowen Center, the Huntington County Chamber of Commerce, Lime City Economic Development and was campaign chairman for the Huntington United Way. Michael currently serves on the boards of the Huntington County United Way, Huntington County Economic Development and the Huntington University Foundation. He is also on the Executive Committee of the Board of Directors for the Indiana Bankers Association and serves on several committees for the American Bankers Association.

Michael and his wife, Susan, live in Huntington with their three sons.

Dr. Carnes
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J. David Carnes

Medical Doctor and Associate | Family Practice Associates

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Dr. Carnes
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J. David Carnes

Medical Doctor and Associate | Family Practice Associates

Dr. Carnes has been a member of the board of FFSB/NEIB since 1991. For several of those years he had the pleasure of serving on the board with his father Richard G. Carnes.

Dr. Carnes was born in Huntington and graduated from Huntington North High School in 1970. He then went to the University of Notre Dame and graduated with a BS in Preprofessional Studies in 1974. He then attended Indiana University School of Medicine and obtained his medical degree in 1978.

In 1981 after completing his residency he returned to Huntington and joined Family Practice Associates which then joined Parkview Physicians Group. After 41 years as a physician Dr. Carnes retired in 2019.

During his career he served on the Huntington Memorial Hospital board and the Parkview Health board of directors. He has also been on the board of Huntington County Honors, Huntington County Historical Society, and Parkview Huntington Foundation.

Dr. Carnes is now retired and enjoys his time with his wife of 46 years, Janice. The couple also have two children together.

Bill
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William A. Zimmer

President | W.A. Zimmer & Co. | Professional Exteriors

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Bill
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William A. Zimmer

President | W.A. Zimmer & Co. | Professional Exteriors

William Zimmer is the owner and president of W.A Zimmer Company, a specialty outdoor home improvement company, which opened in 1976. W.A Zimmer serves the Northern Indiana and lower Michigan areas. In 2003 Zimmer joined the First Federal Savings Bank Board of Directors.

Zimmer is a current member of the Huntington Rotary Club, a previous board member for Huntington Parkview YMCA, and part of the Huntington County HELP.

William and his wife, Marcia, live in Winona Lake and have two daughters, Satin Lemon and Summer Zimmer.

Kyle
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Kyle Koob

President | Advanced Machine & Tool Corporation (AMT)

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Kyle
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Kyle Koob

President | Advanced Machine & Tool Corporation (AMT)

Kyle Koob is the president of Advanced Machine & Tool Corporation (AMT) in Fort Wayne, a capital equipment builder and automation provider to electric motor manufacturers. Prior to serving as president, Koob was vice president of marketing and engineering and sales manager for the tooling division at AMT.

Koob holds a bachelor’s degree from Purdue University where he was a member of Phi Gamma Delta fraternity. He is a member of the Association of Manufacturing Technology, an active member in the St. Elizabeth Ann Seton Church and a former president of the Eagle Creek Homeowners Association.

Kyle and his wife, Tricia, are the parents of four children.

Chris Cook
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Christopher Cook

Senior Vice President & Chief Financial Officer

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Chris Cook
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Christopher Cook

Senior Vice President & Chief Financial Officer

Christopher Cook joined First Federal Savings Bank in October, 2021, assuming the role of Senior Vice President/Chief Financial Officer.

Chris brings over 25 years of banking experience and 10 years of experience as CFO of another institution. He is also a Certified Public Account. He obtained a bachelor's of science degree in actuarial science and an MBA with a finance emphasis from Ball Statue University. Chris graduated from the Graduate School of Banking at the University of Madison in 2006 and earned his CPA in 2007.

Chris resides in Yorktown, Indiana with his wife Kristen and two daughters.