Holiday Closing: All First Federal Savings Bank branches will be closed May 29 in observance of Memorial Day and will reopen May 30 for regular business hours. ATMs and mobile banking will be available 24/7.

Savings Products

Choose the account that offers what you value most. Whether your goal is lower fees, higher interest earnings or a simple way for you to start teaching your children the importance of saving, First Federal Savings Bank has a savings account to fit your needs.

Statement Savings Account

Make deposits or withdrawals anytime. Your monthly or quarterly statement provides a convenient record of account activity, including interest you've earned. Our Statement Savings plan features:

  • Low, $25 minimum balance requirement
  • $10 minimum if under the age of 18
  • Interest credited quarterly
  • No monthly service charges
  • No transaction fees
  • ATM card
  • Low Balance Savings Account of $200 or less will have a $2 charge

Moola Moola Child Savings Club

A fun, exciting savings club for kids! Moola Moola leads children 11 and under through the world fo money and makes savings fun. Learn more here.

  • $10 minimum balance
  • Interest credited quarterly
  • Quarterly statements
  • Kids receive gifts as their savings grow
  • Club activities and special event nights

Learn More about Moola Kids Accounts

Retirement Accounts

A First Federal IRA is a great way to save for retirement, and save on taxes too.

  • Only $25 is needed to get started
  • Traditional, Roth, and educational IRA plans are available
  • Earn competitive interest in our special 18-month variable rate IRA CD
  • 12-month fixed-rate IRA CDs are also available
  • Income tax deductions available, consult your tax advisor for details (IRS imposes a penalty for premature withdrawal of IRA funds)
  • FDIC insured to $250,000

Learn More About IRAs

Christmas Club Savings

A great way to prepare for the holiday season expenses. We know the holiday season can be stressful at times. Trying to save and prepare for all that the season brings.

  • $10 minimum opening deposit
  • Deposit anytime
  • Interest credited quarterly
  • Quarterly statements

Certificates of Deposit (CDs)

Lock in a competitive rate for a term that suits your needs. We have many options available from six months to five years. We also offer monthly specials.

  • $1,000 minimum
  • Penalty imposed for early withdrawal

Learn More about CDs

Open a Savings Account

Interested in opening a savings account? We have the perfect fit for you with our many options. Contact your local branch today!

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